Tag Archives: major medical

Should One Health Plan Fit All?

As healthcare costs continue to rise, we have been using various ways to make our health insurance more affordable. Eliminating the doctor visit copays and/or the prescription drug copays from your major medical plan can definitely save money on your … Continue reading

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Lowering the Cost to Insure Your Family

When a business chooses to offer its full time employees health insurance, the employer must contribute a certain amount toward the monthly cost of that group plan.  The minimum contribution is typically 50%, and some larger companies may even pay … Continue reading

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Higher Health Plan Rates in 2014?

If you wait until next year to purchase a health insurance plan in the individual market, you will likely pay a higher rate than if you choose one by Dec. 31st, 2013.  I will mention a few of the factors … Continue reading

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Adding “essential health benefits” will require increased premiums!

In a recent article I mentioned that health insurance rates will likely be higher after Jan. 1, 2014 when a major component of the Affordable Care Act goes into effect.  One significant reason is because health insurance companies will be … Continue reading

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Attention Owner’s of Small Businesses

      If your business employs 2-50 people (including you), it may qualify for a special type of affordable small group health insurance.  Employees’ current health conditions and medical histories will not affect eligibility or the cost of monthly premiums, to … Continue reading

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Does Your Health Insurance Offer a Protective “Cap”?

       Information in this article could be extremely important to your financial well-being.  We all know that health care costs can be staggering.  The main reason to have major medical health insurance is to help protect you from an … Continue reading

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