Tag Archives: health plans

Should One Health Plan Fit All?

As healthcare costs continue to rise, we have been using various ways to make our health insurance more affordable. Eliminating the doctor visit copays and/or the prescription drug copays from your major medical plan can definitely save money on your … Continue reading

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Were you ever declined for Health Insurance?

Are you one of millions of frustrated Americans who were told they did not qualify for traditional major medical insurance because of a “high-risk” pre-existing health condition?  Well as of Jan. 1, 2014, you can no longer be declined if … Continue reading

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Higher Health Plan Rates in 2014?

If you wait until next year to purchase a health insurance plan in the individual market, you will likely pay a higher rate than if you choose one by Dec. 31st, 2013.  I will mention a few of the factors … Continue reading

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Adding “essential health benefits” will require increased premiums!

In a recent article I mentioned that health insurance rates will likely be higher after Jan. 1, 2014 when a major component of the Affordable Care Act goes into effect.  One significant reason is because health insurance companies will be … Continue reading

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Celebrate Your Freedom of Choice

It seems to be human nature to automatically resist change.  This tends to be true even when one has spent years struggling with an unpleasant situation, job, relationship, etc.  People place a lot of importance on familiarity, because at least … Continue reading

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Small Changes Can Bring Major Rewards

      Most of us would agree that it is easier to make small changes in our lives, than to attempt radical alternatives to our current habits.  A person’s health will often respond to small helpful changes carried out over a … Continue reading

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Attention Owner’s of Small Businesses

      If your business employs 2-50 people (including you), it may qualify for a special type of affordable small group health insurance.  Employees’ current health conditions and medical histories will not affect eligibility or the cost of monthly premiums, to … Continue reading

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