Tag Archives: health insurance

Is Health Insurance cheaper if I get it by myself?

In our modern high-tech society, is there really any reason to ask an insurance agent to assist you in finding the health insurance that best suits your needs?  Isn’t that what people used to do 25-30 years ago, before the … Continue reading

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Should One Health Plan Fit All?

As healthcare costs continue to rise, we have been using various ways to make our health insurance more affordable. Eliminating the doctor visit copays and/or the prescription drug copays from your major medical plan can definitely save money on your … Continue reading

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Can I still enroll for Health Insurance after Open Enrollment ends?

Normally health insurance companies will only allow you to apply for individual health insurance during the annual  “Open Enrollment”.  However, the Affordable Care Act still permits you to apply for new major medical coverage under certain special circumstances. Here is a … Continue reading

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Were you ever declined for Health Insurance?

Are you one of millions of frustrated Americans who were told they did not qualify for traditional major medical insurance because of a “high-risk” pre-existing health condition?  Well as of Jan. 1, 2014, you can no longer be declined if … Continue reading

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Information About the New Health Insurance Exchange Program

Americans can enroll for health insurance through their State or Federal Insurance “Exchange” beginning on Nov. 15, 2014 through Feb. 15, 2015.  However, regular “qualified” individual and group plans will still be available “off-exchange”, and will satisfy the mandate for being insured.   The … Continue reading

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Lowering the Cost to Insure Your Family

When a business chooses to offer its full time employees health insurance, the employer must contribute a certain amount toward the monthly cost of that group plan.  The minimum contribution is typically 50%, and some larger companies may even pay … Continue reading

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Higher Health Plan Rates in 2014?

If you wait until next year to purchase a health insurance plan in the individual market, you will likely pay a higher rate than if you choose one by Dec. 31st, 2013.  I will mention a few of the factors … Continue reading

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Adding “essential health benefits” will require increased premiums!

In a recent article I mentioned that health insurance rates will likely be higher after Jan. 1, 2014 when a major component of the Affordable Care Act goes into effect.  One significant reason is because health insurance companies will be … Continue reading

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Thanks For Your Time and Attention!

As we enter the 12th. month of 2012, many American’s thoughts are of the Holiday’s just ahead.  We will be busy shopping for just the right gifts for our families and friends.  There will be lots of time spent on festive … Continue reading

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Celebrate Your Freedom of Choice

It seems to be human nature to automatically resist change.  This tends to be true even when one has spent years struggling with an unpleasant situation, job, relationship, etc.  People place a lot of importance on familiarity, because at least … Continue reading

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