Tag Archives: AustinHealthPlans.com

Can I still enroll for Health Insurance after Open Enrollment ends?

Normally health insurance companies will only allow you to apply for individual health insurance during the annual  “Open Enrollment”.  However, the Affordable Care Act still permits you to apply for new major medical coverage under certain special circumstances. Here is a … Continue reading

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Were you ever declined for Health Insurance?

Are you one of millions of frustrated Americans who were told they did not qualify for traditional major medical insurance because of a “high-risk” pre-existing health condition?  Well as of Jan. 1, 2014, you can no longer be declined if … Continue reading

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Lowering the Cost to Insure Your Family

When a business chooses to offer its full time employees health insurance, the employer must contribute a certain amount toward the monthly cost of that group plan.  The minimum contribution is typically 50%, and some larger companies may even pay … Continue reading

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Higher Health Plan Rates in 2014?

If you wait until next year to purchase a health insurance plan in the individual market, you will likely pay a higher rate than if you choose one by Dec. 31st, 2013.  I will mention a few of the factors … Continue reading

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Adding “essential health benefits” will require increased premiums!

In a recent article I mentioned that health insurance rates will likely be higher after Jan. 1, 2014 when a major component of the Affordable Care Act goes into effect.  One significant reason is because health insurance companies will be … Continue reading

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The Affordable Care Act- Significant Provisions

On 3-23-2010, the Affordable Care Act became law. Since then a number of provisions of healthcare reform have already become effective, which I will discuss in a moment. However, the most significant element of this law will directly affect millions … Continue reading

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A “Win-Win” Option for Long Term Care Insurance

Most of us are unprepared to meet the challenges that accompany an extended hospital stay. It can be devastating if this occurs to an elderly family member. Nearly 70% of those beyond age 65 will need long term care at some … Continue reading

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