Category Archives: Uncategorized

Personal Injury/Accident Protection If you are self-employed or work for an employer who does not carry Workers Compensation Insurance, you can purchase your own “Personal Injury/Accident” plan. You could receive cash benefits for your injuries, whether you are hurt on … Continue reading

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Wishing you a Happier New Year in 2016!

Happy New Year to all my neighbors in Dripping Springs, Austin, and other nearby communities! I want to thank those of you who have followed my articles over the years, and especially those who have given me the opportunity to serve … Continue reading

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Is Health Insurance cheaper if I get it by myself?

In our modern high-tech society, is there really any reason to ask an insurance agent to assist you in finding the health insurance that best suits your needs?  Isn’t that what people used to do 25-30 years ago, before the … Continue reading

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The Affordable Care Act- Significant Provisions

On 3-23-2010, the Affordable Care Act became law. Since then a number of provisions of healthcare reform have already become effective, which I will discuss in a moment. However, the most significant element of this law will directly affect millions … Continue reading

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Thanks For Your Time and Attention!

As we enter the 12th. month of 2012, many American’s thoughts are of the Holiday’s just ahead.  We will be busy shopping for just the right gifts for our families and friends.  There will be lots of time spent on festive … Continue reading

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A “Win-Win” Option for Long Term Care Insurance

Most of us are unprepared to meet the challenges that accompany an extended hospital stay. It can be devastating if this occurs to an elderly family member. Nearly 70% of those beyond age 65 will need long term care at some … Continue reading

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Consider an Annuity for Retirement Savings

It’s true that many Americans are not familiar with the meaning of the term “annuity”. Some people mistakenly believe that annuities are products which are only available to, or obtainable by the wealthy class. This is not true at all! … Continue reading

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Celebrate Your Freedom of Choice

It seems to be human nature to automatically resist change.  This tends to be true even when one has spent years struggling with an unpleasant situation, job, relationship, etc.  People place a lot of importance on familiarity, because at least … Continue reading

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Small Changes Can Bring Major Rewards

      Most of us would agree that it is easier to make small changes in our lives, than to attempt radical alternatives to our current habits.  A person’s health will often respond to small helpful changes carried out over a … Continue reading

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Attention Owner’s of Small Businesses

      If your business employs 2-50 people (including you), it may qualify for a special type of affordable small group health insurance.  Employees’ current health conditions and medical histories will not affect eligibility or the cost of monthly premiums, to … Continue reading

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