Category Archives: health Insurance

Lowering the Cost to Insure Your Family

When a business chooses to offer its full time employees health insurance, the employer must contribute a certain amount toward the monthly cost of that group plan.  The minimum contribution is typically 50%, and some larger companies may even pay … Continue reading

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Higher Health Plan Rates in 2014?

If you wait until next year to purchase a health insurance plan in the individual market, you will likely pay a higher rate than if you choose one by Dec. 31st, 2013.  I will mention a few of the factors … Continue reading

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Adding “essential health benefits” will require increased premiums!

In a recent article I mentioned that health insurance rates will likely be higher after Jan. 1, 2014 when a major component of the Affordable Care Act goes into effect.  One significant reason is because health insurance companies will be … Continue reading

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The Affordable Care Act- Significant Provisions

On 3-23-2010, the Affordable Care Act became law. Since then a number of provisions of healthcare reform have already become effective, which I will discuss in a moment. However, the most significant element of this law will directly affect millions … Continue reading

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Thanks For Your Time and Attention!

As we enter the 12th. month of 2012, many American’s thoughts are of the Holiday’s just ahead.  We will be busy shopping for just the right gifts for our families and friends.  There will be lots of time spent on festive … Continue reading

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Celebrate Your Freedom of Choice

It seems to be human nature to automatically resist change.  This tends to be true even when one has spent years struggling with an unpleasant situation, job, relationship, etc.  People place a lot of importance on familiarity, because at least … Continue reading

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Small Changes Can Bring Major Rewards

      Most of us would agree that it is easier to make small changes in our lives, than to attempt radical alternatives to our current habits.  A person’s health will often respond to small helpful changes carried out over a … Continue reading

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