Category Archives: Affordable Care Act

Bridging a Health Insurance Gap

If you are currently without health insurance, but anticipate the availability of new coverage in the future, there is a way to get short-term coverage for this temporary need. Several notable insurance companies offer “Short-Term” health plans, to protect you … Continue reading

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Can I still enroll for Health Insurance after Open Enrollment ends?

Normally health insurance companies will only allow you to apply for individual health insurance during the annual  “Open Enrollment”.  However, the Affordable Care Act still permits you to apply for new major medical coverage under certain special circumstances. Here is a … Continue reading

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Were you ever declined for Health Insurance?

Are you one of millions of frustrated Americans who were told they did not qualify for traditional major medical insurance because of a “high-risk” pre-existing health condition?  Well as of Jan. 1, 2014, you can no longer be declined if … Continue reading

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Information About the New Health Insurance Exchange Program

Americans can enroll for health insurance through their State or Federal Insurance “Exchange” beginning on Nov. 15, 2014 through Feb. 15, 2015.  However, regular “qualified” individual and group plans will still be available “off-exchange”, and will satisfy the mandate for being insured.   The … Continue reading

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Lowering the Cost to Insure Your Family

When a business chooses to offer its full time employees health insurance, the employer must contribute a certain amount toward the monthly cost of that group plan.  The minimum contribution is typically 50%, and some larger companies may even pay … Continue reading

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Higher Health Plan Rates in 2014?

If you wait until next year to purchase a health insurance plan in the individual market, you will likely pay a higher rate than if you choose one by Dec. 31st, 2013.  I will mention a few of the factors … Continue reading

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Adding “essential health benefits” will require increased premiums!

In a recent article I mentioned that health insurance rates will likely be higher after Jan. 1, 2014 when a major component of the Affordable Care Act goes into effect.  One significant reason is because health insurance companies will be … Continue reading

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