“Don’t Leave Home Without It!”

“ Don’t Leave Home Without It!”

      Are you considering a relaxing or adventurous vacation or trip outside the United States during 2012?  Travelling abroad can be an exhilarating and extraordinary experience.  However, that exciting situation could suddenly become frightening or even life threatening without warning!  What would you do if you suddenly became very sick or you became involved in a bad accident?   Whether your travel plans are for pleasure or business, there is something you should realize about your health insurance coverage.

Most traditional health insurance plans are not designed to cover international travel.  For example, if you become seriously ill due to food poisoning, contract a contagious disease, etc, you may have to pay the entire medical bill yourself!  Accidents involving broken or dislocated limbs from skiing, hiking, boating, bicycling, etc. could also be quite costly without adequate health insurance protection.

Fortunately, there is inexpensive International Medical and Travel Insurance available to protect you financially, if you should experience an unexpected health problem or serious injury while travelling beyond our borders.  There are a variety of plans within the range of short-term to extended periods of stay.

Those who work or live abroad can also benefit from very affordable international medical insurance coverage.  This type of insurance is invaluable for students who spend many months away from home through cultural exchange programs.  Additionally, individuals who are engaged in missionary work in a foreign country may also want to consider the comprehensive benefits offered through a travel health insurance plan.

International travel medical insurance offers a variety of deductible levels from which to choose.  Your maximum benefit per certificate period can be selected from several options.  Some of the common medical benefits provided are: daily hospital room and board, prescription medicines administered during hospitalization, ICU stay, medical treatment expenses, emergency room treatment, ambulance service, and out-patient medical expenses.

Travel medical insurance plans often offer coverage for evacuation in case of a natural disaster, expatriation, and trip interruption protection.  You can also add life insurance as an option.  Perhaps the best part of having this type of invaluable insurance is the peace of mind it affords, while you are away from home in a foreign environment.  Contact a licensed health insurance agent at AustinHealthPlans by calling: (512) 535-3556 or send an e-mail us at: tom@austinhealthplans.com  to obtain more details.  “Bon voyage”, and don’t forget your sunscreen!

About tcdiehl

I have been an independent insurance agent licensed in Texas since 2003. My focus is providing affordable insurance coverage through multiple reputable insurance providers for individuals, families, and small groups. I can also help with Medicare insurance needs. Allow me to connect you with the appropriate health, life, disability, long term care, and/or dental plan(s) based on your health, personal, and financial needs. Call me at (512) 535-3556, E-mail: tom@austinhealthplans.com.
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